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Visitors to Canada Coverage with World Class Assistance Program

Medical Expenses Options:

We have multiple level of medical expense coverage available to ensure you can select the best fit of coverage for your needs.

Personalized Plan Pricing

Our plans have you list your unique medical conditions to ensure your policy is protecting you at the right price, no need to pay a high flat rate for a standard policy that treats all medical conditions as high risk!

No Stability Clause

Our policies provide coverage for pre-existing medical conditions without using stability periods to deny coverage, as long as they are declared accurately.

Travel with Peace of Mind

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Emergency Medical
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All-Inclusive
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What's covered for Medical Emergencies
What's covered if your Trip is disrupted
VTC
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What's covered for Medical Emergencies
What's covered if your Trip is disrupted
All-Inclusive
What's covered for Medical Emergencies
Emergency Medical
CAD $ 500,000, 300,000, or 100,000
per person
Emergency Treatment
CAD $ 500,000, 300,000, or 100,000
per person
Paramedical Services
CAD $ 700
CAD $ 70 per visit up to a maximum of CAD $ 700
Ambulance Transportation
Reasonable and customary
Dental Emergency
CAD $ 3,000
Incurred Expense Allowance
CAD $ 2,000
CAD $ 200 per day to a maximum of CAD $ 2,000
Childcare expenses
CAD $ 500
CAD $ 75 per day to a maximum of CAD $ 500
Hospital Allowance
CAD $ 300
CAD $ 50 per day to a maximum of CAD $ 300
Phone call expenses
Reasonable and customary
Expenses to bring you Home
Reasonable and customary
Repatriation of Remains
CAD $ 5,000
Pet Return
CAD $ 500
Compassionate Visit
CAD $ 1,000
Expenses to return your travel companion
Reasonable and customary
Return of children
Reasonable and customary
Expenses to return your vehicle home
CAD $ 3,000
Qualified medical attendant services
Reasonable and customary
Flight Accident Coverage
CAD $ 100,000
What's covered if your Trip is disrupted
Trip Interruption
CAD $ 1,500
Missed Connection
CAD $ 1,000

Frequently asked questions

Do I need health coverage In Canada?

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Yes, Canada has a universal healthcare system for residents. Anyone visiting the country will need to pay for their medical expenses out of pocket or, in some cases, prove they have medical coverage in place before being allowed entry.

Do you cover my pre-existing medical conditions?

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Yes, our policies are individually rated for each application. We require you to list all medical conditions that you have been diagnosed with or treated for in the last 3 years. It is important to note that regarding our insurance policy if you are taking medication for a condition, you are being treated for that medical condition. Example: Taking high blood pressure medication? Then you are being treated for the medical condition of high blood pressure.

Do you pay hospitals or clinics directly?

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It depends; most hospitals are set up to allow Xodus to pay them for your care directly. However, most clinics in Canada are not set up to receive funds directly and receive their payments directly from GHIP. In these cases, you are often required to pay the clinics directly and get reimbursed through your policy.

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